Meet HER
I WANT TO BUY NEW
OR UPGRADE MY CAR
Get pre-approval for a car, plus shop with confidence and a trusted finance broker by your side
Get behind the wheel sooner with our car loans.
Our expert brokers will find competitive car loan options for you, with flexible, affordable products and 100% online applications for easy pre-approvals.
We’ll help you get a competitive deal so you can shop with confidence and drive a harder bargain. Whether you’re buying from a dealer or private seller, new or used, we handle everything from application to approval—making your finance journey smooth and stress-free.
Upgrading your car is easy
Here’s how you’ll get there faster with us in the passenger seat.
-
It all begins with a quick and easy connection—just take 5 minutes to answer a few simple questions. We'll get an understanding of your goals so we can find the right solution for your pre-approval.
-
Once we understand your loan needs, we handle everything. We’ll research our panel of banks and lenders to create a shortlist of asset finance solutions that suit you. Once you're happy with the lender, we'll submit your and get you pre-approved. It usually takes us 48-72 hours.
-
With a pre-approval in hand, you can head to the dealership, private sales or auctions to find your new wheels.
Having a pre-approval will make things easier for the seller and show them you're serious.
-
Once you’ve found your dream car, we’ll guide you through making an offer, covering the paperwork and securing the finance to get you approved.
We'll walk you right through to settlement and picking up your new keys.
FAQs for Car Loans
We’ve got your questions covered!
-
A secured car loan usually means that your car will be the security for the loan. For example, if you don’t pay the loan repayments in time, the lender could step in and repossess your car.
An unsecured loan on the other hand means that you don’t need to provide your car as security. In saying that, the interest rate could be increased and your borrow capacity could then decrease. -
When you purchase a new car there are more costs to be aware of than the car loan itself, this includes stamp duty, registration, car insurance and running costs. I can help you weigh up how much your new car will cost and explore ways to bring these costs down.
-
To set your negotiating skills into overdrive - you should get pre-approved for a car loan before you head to a dealership.
Pre-approval will tell you - how much you can afford, how much your repayments would be, what type of interest rate you can get and the loan features that are available to you. Plus you will avoid getting trapped into finance at the dealership which may not be the best for you! -
What is a balloon?
You choose to pay a larger sum of the loan value at the end of the loan term. The sum you pay is usually based on a fixed percentage of the total loan value.
Why?
Reduce your repayments when you first start paying off the loan.
Consider how this will affect the amount of interest you pay over the life of the loan and the total amount that is left to pay at the end of your monthly repayment term. The remaining sum will need to be paid in full in one lump sum.
How do I know if this is right for me?
We can help you understand whether this approach suits your needs and run through the considerations and benefits in more detail. Get in touch.
Ready to get started?
Schedule a FREE 15-minute planning session and get your questions answered by your dedicated broker.
Backed by 100% 5 star Google Reviews
Find out why we’re the finance brokers that Aussie buyers and business owners trust.
Still have questions?
You’re not alone! Buying property or borrowing money is one of the biggest decisions you’ll make! Ask us anything, we’re here to help.
