Meet HER
I WANT AN ASSET
OR EQUIPMENT LOAN
Finance any asset, in any industry and any stage of your business journey with a trusted finance broker by your side
Fund assets for your business growth
We know you’re busy growing your business. That’s why we are here to handle your finance so you can get the equipment you need to grow. Expand your fleet of commercial cars, trucks and fork, lifts, invest in new equipment or set up your warehouse space.
Forget the stress of dealing with banks. Enjoy the dedicated attention of a specialist broker who will make the process finance simple, fast, and hassle-free.
We have tailored solutions for self-employed clients, small business owners, and contractors.
Funding assets can help you take on more growth, free up capital and cash flow, avoid upfront costs and depreciation, and we'll also provide strategies to reduce depreciation and improve cash flow.
Making your business or portfolio grow is easy
Here’s how we can help unlock your business boom.
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It all begins with a quick and easy connection—just take 5 minutes to answer a few simple questions here. Once completed, we'll schedule a quick introductory session, either online or in person, to discuss your long-term business and financial goals, explore your borrowing capacity, and review your timeline and budget. This session is your opportunity to connect with us and for us to understand your needs, so we can chart the best path forward together and stay focused on your business while setting you up for future success.
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Partnering with a mortgage broker can significantly enhance your business or commercial portfolio growth strategy.
We can help you gain a solid understanding of your business strategies and objectives, along with our team of professional partners (accountants, financial advisors, tax agents) who can help with tax strategies and structuring.
We'll ensure your investments and loan strategy align with your financial goals, so you can navigate the complexities of business or property investment with confidence and precision.
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Once we understand your loan needs, we handle everything. We’ll research our panel of banks and lenders to create a shortlist of asset finance solutions that suit you. Once you're happy with our recommended lender, we'll get you pre-approved.
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Time for you to decide on the equipment you need to run or expand your business.
Once you’ve found it, we’ll guide you through making an offer, covering the paperwork and securing the finance to get you approved.
What assets can I finance?
(With a few exceptions), the sky’s the limit! … Literally - if you need a plane, we’ve got you!
Construction/Commercial
Cranes
Earthmoving equipment
Concrete pumps
Waste and recycling
Forklifts
Mining
Sheetmetal & woodworking
Healthcare
Dental
Gyms
Medical machinery
Salon and beauty therapies
Veterinary clinics
IT & technology
Laboratory equipment
Vehicles
Cars
Trucks and trailers
Motorbikes
Marine, boats, jetskis
Aviation and planes
Buses and coaches
What types of asset loans can I get?
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Obtain the business equipment or car you need through a hire purchase loan, where you pay hire charges over a fixed period. As soon as all your hire purchase payments are complete, ownership of the asset is transferred to you.
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Commonly used by business owners and operators for car and equipment finance. With a chattel mortgage, the asset is owned by you from the outset and the loan agreement is secured by the asset.
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Finance leases are flexible leases for businesses wanting the option to buy at the end of the lease or hand back the asset.
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A novated lease is one of the easiest and most cost-effective ways to buy and own a car. This way, the financier owns the asset, while you and your employer sign a novation agreement to share the responsibilities of the loan.
FAQs for Asset Loans
We’ve got your questions covered!
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Commercial asset finance is a type of funding that allows businesses to purchase or lease essential equipment, machinery, vehicles, or other assets needed for their operations. Instead of paying the full cost upfront, businesses can spread the payments over time, preserving cash flow and allowing for better financial management.
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Asset finance is usually set over a period of one year through to seven years.
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What?
You choose to pay a larger sum of the loan value at the end of the loan term. The sum you pay is usually based on a fixed percentage of the total loan value.
Why?
Reduce your repayments when you first start paying off the loan.
Consider how this will affect the amount of interest you pay over the life of the loan and the total amount that is left to pay at the end of your monthly repayment term. The remaining sum will need to be paid in full in one lump sum.
How do I know if this is right for me?
We can help you understand whether this approach suits your needs and run through the considerations and benefits in more detail. Get in touch.
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The sky is literally the limit! If you need a plane, we've got you. A wide range of assets can be financed, including vehicles, machinery, medical equipment, IT systems, office furniture, and specialised industry equipment like construction tools or agricultural machinery. Essentially, any tangible asset that contributes to business operations can be considered for asset finance.
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Commercial asset finance offers several benefits, including improved cash flow management, access to the latest equipment without large upfront costs, potential tax benefits, and the ability to preserve working capital for other business needs. It also allows businesses to upgrade or replace assets more easily as technology evolves.
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Unlike standard lending, in asset finance the lenders are primarily looking at the type of asset and overall cashflow. Lenders typically evaluate the business's credit history, financial stability, the value and type of asset being financed, and the business's ability to make regular payments. The asset itself often serves as collateral, which can make asset finance more accessible than other types of loans.
Let us handle the complexities of your finance, so you can focus on the excitement of growing your business.
Not sure where to get started?
Schedule a FREE 15-minute planning session and get your questions answered by your dedicated broker.
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Still have questions?
You’re not alone! Buying property or borrowing money is one of the biggest decisions you’ll make! Ask us anything, we’re here to help.
